CUME (Financial Allowance for the Care of Minors with Severe Illness)

Financial allowance covering 100% of the salary of a parent who reduces their working hours by at least 50% to directly care for a minor with a severe illness or severe ASD requiring continuous care.

Requirements

• •Both parents working
• •working hours reduction of at least 50%
• •neuropediatrics/psychiatry report certifying the need for direct, continuous, and permanent care due to ASD or severe behavioral disorders.

Steps to follow

1. 1Review the mandatory requirements and prepare the necessary public medical reports.
2. 2Access the competent authority: company's Mutua de Accidentes de Trabajo / INSS.
3. 3Submit the application by filling out the official form (online or in person).
4. 4Key tip for this step: The public specialist's report must explicitly use the exact phrase 'cuidado directo, continuo y permanente' (direct, continuous, and permanent care). Workers' compensation insurance mutuals (mutuas) inspect this meticulously.

Required documents

• •Official clinical reports (Neuropediatrics / Psychiatry from the public health service).
• •Family Record Book (Libro de Familia) or birth certificate of the minor.
• •DNI / NIE of the minor (if available) and of the legal guardians.
• •Previous disability or dependency determinations (if applicable to the procedure).

Where to file it

Mutua de Accidentes de Trabajo de la empresa / INSS

• •Telemático (Sede Electrónica)
• •Presencial (Oficinas de Registro / Ventanilla Única)